Purchasing a car is a great milestone in one’s life. However, driving comes with its share of risks. Sometimes, even the most experienced motorists are usually involved in road accidents. This is the primary reason why the law requires every driver to carry some basic form of insurance to ensure that you are protected in the event of an accident. An auto insurance policy from Oliver Insurance protects you from significant financial losses that you may incur if you are involved in a crash in Canby, OR or elsewhere. However, most drivers don’t know when to claim and not claim their auto insurance.
When Should You Claim Your Auto Insurance?
Typically, you should file a car insurance claim when something significant happens. For instance, you always inform your insurance provider when other drivers are involved in the accident. Settling the matter with the other driver without the help of your provider is risky. After all, you can’t tell who you are dealing with. You can pay for repairs and months later; the same person will resurface saying that you didn’t pay him/her. Keep in mind that your liability coverage is there to protect you from expensive lawsuits and your insurance provider is experienced with handling various parties involved in an accident.
You should also file a claim when you cause severe injuries to other people or someone else’s property. Since it is difficult to tell whether the injuries occurred as a result of the accident, it is good to inform your insurance provider who will know what to do. Remember the fact that some symptoms may delay to show up and might show up at the scene of the accident even if they aren’t as a result of injuries sustained during the crash. You don’t want to cater to another person’s medical bills when it isn’t your fault.
Contact your insurance provider in Canby, OR when you notice significant car damage on your vehicle. Apart from what you are seeing, your vehicle might also have some other hidden damage. Your collision coverage will cater for repairs of any damage to your car.
Contact Oliver Insurance today for a customer-friendly auto insurance policy.
