Our homes make us feel safe. It is where we rest and take time to bond with our loved ones. That’s why we protect it with a home insurance policy, hoping never to make an insurance claim. However, due to unforeseen circumstances or simply bad luck, accidents happen, and we end up running to find our policy documents to see whether they will be helpful. Unfortunately, many Canby, OR residents don’t know how to file a home insurance claim.
At Oliver Insurance, we help take you through all the steps and ensure you are fully compensated in any covered claim. Here are a few tips to help out.
Act quickly
In the event of an accident like fire, your speed matters a lot. How fast you report and provide all the information required by your insurer determines how quickly your claim will be resolved. If it were a burglary, you would need to report the incident to the police and present this information to your insurer.
Don’t tamper with anything that would invalidate your claim
Making a home insurance claim is not something we are used to, which means we are unfamiliar with the process. However, like any other claim, it is essential to understand that tampering with evidence can lead to losses on your end. If there was a fire, don’t touch things until your insurer allows you to.
For larger claims, an adjuster will be sent to you
For larger claims, your insurance provider will have to take full control of the situation as there will be investigations to be conducted. Your insurer will probably need to send an insurance adjuster who will determine what will be replaced and what will be repaired.
Remember, honesty is the best policy. So, don’t exaggerate the value of your claim. Being dishonest can easily land you into trouble, and you may end up not getting any compensation at all. Need more information about home insurance in Canby, OR? Let Oliver insurance guide you. Our insurance experts will be on standby to offer any help you may need. Contact us today.
