What is a multi-car accident? Simply, it’s an auto accident involving two or more cars. Dangerous driving habits like speeding, road rage, distracted driving, and driving under the influence continue to be primary causes of multi-car accidents. Our team at Oliver Insurance in Canby, OR, offers some tips on navigating a pile-up, should you be involved in one.
What to Do if You’re Involved in a Multi-car Accident
Should you get caught in a pile-up, there are certain steps you need to follow. First, prioritize your safety and, if necessary, seek medical attention. You should also try to move your vehicle off the roadway if possible. Turn on the hazard lights to make other drivers aware of your presence.
Call the authorities immediately, regardless of the damage to your vehicle. A police report can be a valuable provider of evidence when making an insurance claim. You’ll also need a copy of the report for your insurance claim to begin being processed.
After handling the steps above, exchange info with other drivers involved and gather critical evidence at the scene. Suggestions include:
- Document the scene with photos and videos, including vehicle positions, road conditions, damage, and nearby traffic signals and signs.
- Exchange information with involved drivers. Get their driver’s license info, names, addresses, insurance information, and phone number.
- If there are witnesses to the accident, get their information and statements concerning what they saw. If the police are on the scene, they’ll take official statements that can assist with claims processing.
Be Prepared for Road Incidents with Auto Insurance
Should you find yourself part of a multi-car accident – or any auto-related one – having the right insurance in place can give you peace of mind. Before hitting the road, contact Oliver Insurance in Canby, OR, for a policy checkup or to get a quote from our agents.
