Pets are a part of our families, and no one understands that more than the team at Oliver Insurance! We know how important these furry friends are and that’s why we are proud to offer pet insurance to the greater Canby, OR community. Owning a pet brings a lot of joy and love into your life, but it is also a lot of responsibility. When you have pet insurance you can rest assured that the financial impact of a covered pet accident or illness will be minimized. Find out more about how pet insurance can help your entire family, including the four-legged members!

Benefits of Having Pet Insurance

Regular veterinarian care can be expensive enough, but when you add an illness, accident, or medical condition to your pet’s care the cost can become exorbitant. Treating a pet for a serious ailment can become quite expensive and stressful. Why not enjoy the peace of mind that comes with knowing that your pet’s care will be protected with a pet insurance policy? In addition to a number of routine procedures, a pet policy can cover major accidents and illnesses.  While some conditions may not be covered, it makes sense to have the protection that can help the decision to pursue care for your pet a lot easier. Seeing your pet suffer is difficult enough, there’s no reason to add financial stress to the situation as well! Our team is here to review all the available options for your pet protection.

If you are a pet owner in the greater Canby, OR area, the team at Oliver Insurance is here help you find the pet policy that is right for your needs. Contact us today and let’s talk about your options for comprehensive pet coverage!

The crunchy leaves are falling, football pre-season is here… fall is just around the corner, and it’s time to get your motorcycle prepped for the cold months ahead. While it’s unlikely you’ll be riding your motorcycle through the winter, it’s important that you take some maintenance steps to get your bike prepped for winter storage. Follow these tips to keep your motorcycle in tip-top shape so it’s ready to rock and roll when spring rolls around. 

Fill It Up

Fill up your gas tank, and don’t forget to add some fuel stabilizer to stop the gas from deteriorating over the winter. 

Change The Oil

Whether your motorcycle’s engine is due for an oil change or not, it’s important to complete the task before you store your bike for the winter. Over the winter months, oil can turn to sludge, causing damage to your engine that’s expensive to repair. Don’t forget to change the filter plug too. 

Choose The Right Place

Storing your motorcycle in your garage? Be sure to choose a place away from light, as sunlight can fade your motorcycle’s paint. 

Don’t Forget About The Battery

Some motorcycles have a slight battery drain happening even when your bike isn’t on, in order to preserve your clock and audio presets. You can remove the battery, or crank your bike up once a month to keep the battery in working condition.

Call Oliver Insurance, Serving Canby, OR

Even if you’re not going to be riding this winter, it’s important to make sure your bike is covered for the spring. Call Oliver Insurance, serving Canby, OR, to make sure you’ve got the motorcycle coverage you need to stay protected on the road.

When you’re a boat owner in Canby, OR, it’s important that you adhere to all of the different rules and regulations. While boat insurance isn’t required by the state, there is still plenty that you need to know. At Oliver Insurance, we’re here to help with the coverage levels, too.

What is required?

Although boat insurance isn’t required by the state, Oregon regulations do require you to register your boat. Additionally, if you’re still making payments on your boat, the lienholder may require you to have liability insurance. This ensures that you’re financially protected in the event that you cause property damage or injuries.

If you question what is and isn’t required, you can contact the finance company as well as the Oregon State Marine Board. Our insurance agents are also happy to answer questions.

Protect Yourself with Boat Insurance

Whether you buy a pontoon, a sailboat, or a speedboat, it’s a considerable investment. It’s only right that you protect that investment with boat insurance. If someone gets hurt on your boat, they could sue. If you cause damage to someone’s property, they could sue. Further, if someone vandalizes or steals your boat, you want to make sure that it can be repaired or replaced. These are all reasons to buy boat insurance that you can rely on.

You’ll feel better if you know that you can file an insurance claim with the insurance company. As far as what will be covered, that depends on what you have for coverage. Customized policies can be built to provide you with the coverage (and levels of coverage) that you need in certain areas.

Don’t wait another minute to feel protected by boat insurance in Canby, OR. Contact us at Oliver Insurance today to get help with the coverage and have all of your questions answered.

Is it in your best interest to sign up for an umbrella insurance policy? There are some considerations to keep in mind. Before you do so, you’ll want to talk to an agent at a reputable insurance firm like Oliver Insurance of the greater Canby, OR area.

Advantages of an Umbrella Policy

First of all, it’s crucial you know the meaning of "umbrella policy". Umbrella insurance is meant to protect you upon getting sued for an incident that has injured someone else, whether that means in your home, car, or otherwise as a result of something you’ve done. If someone is at a party at your house and falls on your stairs, they might request you pay their medical bills. This type of policy will ensure that they will be compensated for their pain and suffering.

Umbrella insurance is a secondary policy after your homeowners, renters, or auto insurance policy. If you have a case against you and lose, it can pay for your legal expenses, including your lawyer’s fees. The umbrella policy only will kick in if absolutely necessary.

Who Should Get an Umbrella Policy

It really doesn’t make much sense for you to get umbrella insurance coverage if you don’t own a home, vehicle, or have any dangerous equipment on your property on which a guest could become injured. If you have a dog or another pet that could injure someone, it’s probably a good idea to sign up for it. Though most people should at least consider an umbrella policy, you would do well to get a professional opinion from Oliver Insurance as soon as possible. An agent can assess your unique situation and see how much coverage would be right for your needs.

Being properly covered by insurance is extremely important. For those that are in the Canby, OR area, this can include making sure that you have home, auto, and medical insurance. Another type of insurance that you need to consider getting is life insurance. In many situations, life insurance can be the best investment that you could make for yourself and your loved ones.

Protects Your Loved Ones

The main reason why life insurance is such a valuable investment is that it will protect your loved ones. A life insurance policy can provide you with a lot of comfort and peace of mind knowing that your loved ones will have access to some financial protection if you were to unexpectedly pass away. This can make it a great investment as your family will not have to worry as much about while they are recovering. 

Financial Investment

While providing financial protection to your loved ones is very important, life insurance is also able to be a conservative long-term investment option. If you get a whole life insurance policy, you will find that your premiums will be invested in an account that will grow and accumulate in cash value. This is a very low-risk investment that also provides life insurance, which makes it a great option for some investment strategies. 

As you are shopping for a life insurance policy in the Canby, OR area, you should contact Oliver Insurance to learn more. The insurance professionals at Oliver Insurance know all of the benefits that come with life insurance and the options that you have. The team will be able to help you choose a life insurance policy that properly covers you and your loved ones, which will give you great comfort and peace of mind. 

Owning a business can bring about a strong feeling of accomplishment, and it is important to protect all of your hard work. Business owners in the greater Canby, OR area have come to rely on Oliver Insurance for their commercial insurance needs. The team at Oliver Insurance prides itself on providing the guidance that local businesses need to make sure they have an appropriate insurance policy in place.

Protect your bottom line with commercial insurance

If there is an accident or mishap that occurs at your place of business, you can be held responsible and liable for any damages. Such damages can have a negative effect on the bottom line that can be devastating. When you have an appropriate commercial insurance policy in place, you are able to protect all of your hard work from slipping away. Comprehensive commercial insurance provides the coverage that you need to offset any liability that may occur due to an accident. If an employee, vendor, or customer is injured on your property, the results can be devastating. You may be found liable for everything from medical bills to pay for emotional distress. When you have the right policy in place, your business will be protected and you will be able to limit the negative effect that such an event has on your bottom line.  Don’t let an unforeseen incident cause your business to suffer, make sure that your current commercial insurance policy is comprehensive and offers ample protection for such negative instances. 

Is it time to upgrade your commercial insurance policy? Call or stop by Oliver Insurance today, and we will work with you to make sure that your Canby, OR area business has the protection it needs!

Pet insurance can help pay for the veterinary care needed for accidents and serious illnesses. Some plans may also cover all or part of the cost of routine checkups.

The cost of veterinary service continues to rise. Routine health check for dogs and cats are around $200. Treatment for a minor illness can run up to $500 or more. Injuries, requiring surgery, may cost many thousands. Cancer treatment can cost tens of thousands.

It is a horrible choice to have to make a decision between your beloved pet’s life and being able to afford the cost of the treatment. The peace of mind achieved by having pet insurance to cover some of these expenses is worth it for most people who love their pets.

Here are some considerations when thinking about pet insurance:

Insure Pets When Young

No pet insurance company will cover any previous conditions. If you wait until your pet is ill and then try to get pet insurance, you will not be able to get coverage. Also, the monthly cost when your pet is young is usually very modest.

Not All Pet Insurance is the Same

Pet insurance comes in many varieties. Some plans are designed only to cover catastrophic expenses and do not cover routine checkups. They may have a high deductible as well. Other plans have higher insurance premiums, yet provide more care. Work with your agent at Oliver Insurance, serving Canby OR and the surrounding area, to discuss the details of the different plans and find a plan that is most suitable for your needs.

Ask Your Vet

Ask your veterinary doctor about any known weaknesses in your pet’s breed to help make a guess about the likelihood of your pet needing expensive care.

Review the Policy Carefully

Go over the policy details carefully with your agent and look for language about exclusions that describes what is not covered.

Conclusion

Many find having pet insurance is very useful because of the high cost of veterinary care. Having this protection provides comfort when your beloved pet is ill. This may help reduce the financial strain of paying for the proper care it needs. Contact your agent at Oliver Insurance in Canby, OR to get a quote on pet insurance by calling 503-266-2715.