Renters insurance policies include several different coverages. While personal property coverage and liability coverage are two of the main ones that most policies have, medical payments coverage can also provide tenants with valuable protection. If you rent an apartment in Canby, OR, read on to learn more about medical payments coverage, and contact us at Oliver Insurance if you’d like to shop for a renters insurance policy that includes this coverage.
Medical Payments Coverage
The specific protection that medical payments coverage can afford will vary from one renters insurance policy to the next. In general, this coverage is designed to help pay medical bills that a guest sustains while in your apartment. It’s not meant to be a substitute for health insurance, and it won’t cover your medical bills. If there’s an accident in your apartment that you’re held liable for, though, medical payments coverage may protect you.
Affordable Protection
Medical bills can easily reach hundreds, even thousands of dollars. If you’re responsible for a visitor’s injuries, you could be expected to pay the related bills. Don’t leave yourself open to this risk. Instead, protect yourself with a renters insurance policy that includes medical payments coverage. Compared to the potential cost of medical bills, medical payments coverage is very affordable.
At Oliver Insurance, we have independent insurance agents who can help you find the lowest rates on medical payments coverage. By comparing renters insurance policies from multiple insurers in Oregon, our agents will help you get a policy that doesn’t leave you vulnerable and doesn’t cost a fortune. To talk with an agent about medical payments coverage, contact us through our website or call our office.