Purchasing a home is likely the largest one-time investment you’ll ever make. Due to this, it is important to properly protect it. Home insurance is one way to do this, but your current home owner’s insurance may not completely protect it. In order to avoid potential holes in your policy, you need to talk to the team at Oliver Insurance. The team will help protect your Canby OR home.
Flood Insurance
The weather around Canby, OR can be a bit sporadic. Due to this, it can go from heavy rains to sunshine at a moment’s notice. In order to fully protect your home, you’ll want to consider flooding insurance. This protects your home not only from heavy rain but also if a plumbing line bursts in your basement and floods the property.
Sewage Backup
A backed-up sewer is a major problem that can cost you tens of thousands of dollars to repair. There are different kinds of sewage lines connecting to homes in the area. Some connect to the city, so if there is a problem it may fall to the city to repair the damage. However, if you have a septic tank the responsibility is with you. Due to this, you may want to consider coverage for sewage backup.
Personal Property Coverage
Your home owner’s insurance protects the house. However, it may not protect your electronics or jewelry. In the event of a home break-in, you may not be covered if these items are stolen. Personal property coverage will help protect you in this event.
There’s no shortage of the ways you can protect your home. From flooding insurance to coverage for a sewage backup, if you’re looking for the right coverage for your particular home it is important to seek out the team at Oliver Insurance for all your Canby, OR insurance needs.
