Embarking on a road trip across state lines is an exciting adventure, but before hitting the road, it’s essential to understand your auto insurance coverage. Serving Canby, OR, and the surrounding areas, Oliver Insurance offers comprehensive auto insurance that can help you avoid unexpected issues during your journey.
The Basics of Auto Insurance & Travel
Most auto insurance policies in the U.S. provide coverage across all states, meaning you’ll remain protected wherever you travel. If a state has higher minimum coverage requirements than your policy, insurers typically adjust your limits to meet them. However, laws and requirements can vary, so it’s important to review your policy before your departure.
Key Considerations for Road Trips
- Liability Coverage Adjustments – Some states require higher liability limits than others.
- Comprehensive and Collision Coverage – Protects against accidents, theft, and weather damage.
- Uninsured/Underinsured Motorist Coverage – Helps if another driver lacks sufficient insurance.
- Rental Car Coverage – If renting a car, verify whether your policy extends to rentals.
When You May Need Additional Coverage
Additional auto insurance coverage may be needed in certain instances, such as for international travel. U.S. auto insurance policies may not always cover travel to Mexico or Canada. Also, consider additional coverage for roadside assistance, which can offer essential support for unexpected breakdowns or emergencies along the way.
Stay Protected On Your Next Road Trip
Most policies cover travel across state lines, but reviewing your coverage can provide peace of mind. A little preparation can go a long way in making your road trip safe and enjoyable. Contact the experienced agents at Oliver Insurance in Canby, OR, today to review your coverage options and get the auto insurance coverage you need to remain safe during your road trip.
