When you live Canby, Oregon, you may have a business that is based inside your home. Homeowners insurance is not necessarily going to extend coverage to your business, even though they share the same roof. This means you need to choose coverage that makes sense for your business.
It is important understand that every small business is a little different. You may have things that are completely unique in comparison to the small business operating out of their home down the street. Things you want to consider include:
- Whether you have a car for your business
- If you have clients visit your home
- If you have a lot of inventory in your home
- If you have employees
Each of these can play a role in terms of what kind of coverage you need. Business property coverage can protect against loss for computers, merchandise, and various other types of business related property.
If you have computers, you may want to compromise coverage, which can protect you against the data breach and any other damage that a hacker can do. You may also want to consider business interruption coverage, which could provide you with business income in the event that your home-based business operations cease for a certain amount of time as a result of Carlisle, such as a tornado or fire.
You can choose general liability coverage to protect you against lawsuits, employment practices liability coverage to protect against wrongful termination, and various other types of insurance as well.
At Oliver Insurance, we are committed to helping you find the insurance that makes the most sense for your business, even if it is based in your home. Call today and asked questions and begin working with one of our independent insurance agents.
