Every company generally needs commercial insurance, but there may be some exceptions to the rule. Additionally, just because companies need insurance does not mean that insurance will be the same for everyone. There are very different types of companies, and that means very different needs. Here are six of the most important questions any Canby, OR company should ask when they are about to get commercial insurance, and Oliver Insurance can help answer those questions.
1. Is commercial insurance necessary for this business?
For people who work online at home, for example, commercial insurance may not even be needed.
2. What coverage limits should be considered, and why?
Coverage limits should be proportionate to the kind of business being operated and the risks that come with that business.
3. Which company is providing this insurance protection?
The quality and trustworthiness of the company is important, but there are many good companies to choose from.
4. What kind of deductible does this policy come with?
A deductible will have to be paid before insurance pays out on a claim, so it is important to know what that amount will be.
5. What if coverage needs to be changed later?
Being able to easily adjust coverage with a phone call or email to the agent can be very valuable as business needs change.
6. Is someone available to help if there are more questions?
Having a dedicated agent to help with concerns is a valuable part of working with a good insurance company.
By getting answers to the most important questions about commercial insurance in Canby, OR, companies can much more easily determine what their true needs are. That can help them protect themselves, and have the peace of mind they need to feel stable and comfortable with the products and services they provide to others. Reach out to Oliver Insurance today, and start getting the information and assistance needed to have the right commercial insurance policy.
